Rebuild Your Credit.
Reclaim Your Royalty.
Your financial future deserves a royal approach. Personalized credit report reviews, dispute assistance, and education to help you move forward with confidence.
Because Your Future Matters.
At Ramz Royalty Credit Repair, we believe everyone deserves to understand their credit reports and have a fair opportunity to address inaccurate, incomplete, or outdated information. Our specialists provide individualized attention throughout the process.
CONNECT WITH OUR TEAM850 is an illustrative credit score goal, not a guaranteed outcome. Only inaccurate, incomplete, or unverifiable negative information may qualify for removal. Results vary.
A Message From Our CEO
Built With Purpose.
Led With Heart.
Welcome to Ramz Royalty Credit Repair. I'm Tina Ramirez, Founder and CEO. With 12 years of experience in the credit repair industry, I've seen firsthand how understanding your credit can open the door to new possibilities.
I built this company with a simple mission: to treat every client with respect, provide honest education, and help people take meaningful steps toward their financial goals. Whether you're preparing for homeownership, working toward your next vehicle, or simply seeking a fresh financial direction, our team is here to guide you through the process.
At Ramz Royalty, you're not just a file number. You're a person with goals, a story, and a future worth investing in.
— Tina Ramirez, Founder & CEO
Our Signature Services
An intentional approach built around your unique credit profile.
Credit Report Analysis
Review information across the three major credit bureaus to identify items that may require attention.
Dispute Assistance
Help prepare disputes regarding information believed to be inaccurate, incomplete, or unverifiable.
Credit Education
Learn practical habits for managing accounts, payment history, and credit utilization over time.
Invest in Your Credit. Invest in Your Future.
Know what each step includes before deciding to enroll.
Let's Talk About Your Credit
FREESpeak with a credit specialist about your credit concerns and goals, learn how our services work, and ask questions about the process and pricing.
No obligation to enroll.
One-Time Startup Package
$200Includes a comprehensive review of available reports from all three credit bureaus, a personalized strategy for disputing potentially inaccurate or unverifiable items, secure client portal setup, and creation and organization of your client account.
Payment is subject to lawful timing and contract requirements.
Qualifying Account Removal
$100Per qualifying negative account removed from each individual credit bureau, where legally chargeable after the applicable service is completed.
Example: One bureau = $100; the same account removed from all three bureaus = $300. No qualifying removal means no removal fee.
Results vary. We cannot guarantee deletions or score increases. Accurate, timely, and verifiable negative information generally cannot be removed merely because it is unfavorable. You may dispute inaccurate credit report information yourself at no cost. All service agreements, disclosures, payment timing, and cancellation rights are subject to applicable federal and state law. Third-party credit monitoring is separate from our service fees.
BOOK YOUR FREE CONSULTATIONYour Journey to Royalty
Connect
Submit a consultation inquiry. Your existing specialist referral is preserved, or the CEO assigns a specialist.
Review & Plan
Understand your reports, rights, and proposed strategy before choosing whether to proceed.
Ongoing Support
Work directly with your assigned specialist throughout your service engagement.
Meet Our Credit Specialists
One company. One standard of excellence. Dedicated specialists who guide their own clients from start to finish.
For your protection, all new inquiries go through our secure company intake process. No personal specialist contact information is published here.
Credit Repair Results
Explore examples of collection removals, account removals and credit score changes. Select any image to view it in full.
These are historical credit-report screenshots; dates shown reflect the original records, including 2023. Results vary, and removals or score increases are not guaranteed. Client consent and a privacy review are required before public publication.
Request Your Consultation
Your inquiry will be attributed to your referring specialist, or sent to the CEO for assignment if you have no referral.
Frequently Asked Questions
Can you guarantee a higher credit score or removal of negative accounts?
No. Results vary and no particular score increase or deletion can be guaranteed. Accurate, timely, and verifiable information generally cannot be removed simply because it is negative.
Can I dispute credit report errors myself?
Yes. You can dispute inaccurate information directly with credit reporting agencies at no cost. Our service offers optional assistance and education.
Will I work with the specialist who referred me?
Yes. Referral inquiries are routed to the referring specialist, who remains your point of contact, subject to any necessary CEO-approved reassignment.
What if I found your website myself?
Our CEO reviews direct website inquiries and assigns an appropriate specialist to assist you.